How to Fix Google Pay Error Code XN (2025)

It is common to encounter issues and errors in the Google Pay app. Users often report problems related to the Google Pay app. Recently, some users have reported the Google Pay error code XN.

This error code comes with the error message that says “Invalid Debit Card Information, please try again later” and appears when the user is trying to link their bank account using an ATM card.

If you are facing the same problem and looking for a solution then look no further as we got you covered. In this guide, we will show you what causes the Google Pay error code XN to appear on the surface and how to fix this error.

Also Read: How to Fix Google Pay Error Code XY & Upto

What Causes the Google Pay Error Code XN to Appear?

As you can closely look at the error message it says that you are encountering this error code because your credit card information is invalid. This is happening because you have entered the information incorrectly.

Sometimes you encounter an error code like this even if you have entered the credit card information correctly because you are using the outdated version of the Google Pay app. If you have pending app updates then it must be the reason why you are encountering this error.

In some cases, users are unable to use the Google Pay service and encounter various technical issues because the Google Pay server is down and under ongoing maintenance or update.

However, if you are encountering the Google Pay error XN then you can fix it by using the methods mentioned in this article. So, without any further ado let’s get started:

How to Fix the Google Pay Error Code XN

Apply the following methods one by one until you find the one that will fix your Google Pay error code XN.

Method 1: Restart the App

It may be possible that you are encountering this error because of the temporary bugs and glitches present in the app. You can fix these temporary bugs and glitches by restarting the app and your device.

To fix the Google Pay error XN first you need to restart the app and check if your problem is fixed or not. If you are facing the same problem then try restarting your device.

Method 2: Check Your ATM

As the error message suggests you are encountering this error code because the ATM card you are using is not valid. This is happening because your ATM card is inactive. After all, you have not used the card for a long time.

If restarting the app and your device does not fix the error code XN then the next thing you need to do is check if your ATM card is valid or not and if you have entered the information correctly.

If your ATM card is active then you must be encountering this problem because you have entered incorrect information.

Method 3: Update the App

If your ATM card is active and you have entered the information correctly but still facing the same error then you need to make sure you are using the latest version of the Google Pay app.

To check and update the app go to Google PlayStore and search for the Google Pay App. Once you find the app tap on the Update button (if available) to update the app to the latest version.

Once done, go back to the Google Play app and check if your problem is fixed or not.

Method 4: Clear Cache Files

If updating the app to the latest version does not fix your problem then you should try clearing the cache files. To do that go to Settings > Apps > Manage Apps > Google Pay App > Storage > Clear Cache > Clear.

Now, restart your device and open the Google Pay app to check if your problem is fixed or not.

Method 5: Contact Bank

If none of the above-mentioned methods works for you then we suggest you contact your bank and report your issue. The bank will tell you if there is an issue with your ATM card and provide you with a solution to this problem.

if there is no issue with the ATM card then you should contact Google Pay Customer Support and request them to help you fix this error code XN.

That’s it, we hope this guide helps you fix the Google Pay error code XN.

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